Easy Collection Automated Settlement
Process payments through multiple channels with real-time transaction monitoring, automated revenue splits, and instant merchant settlements. Built for government agencies, enterprises, and SaaS providers.
Multiple payment channels, unified processing
Card Payments
Accept Visa, Mastercard, and Verve cards with 3D Secure authentication. Instant authorization and real-time webhook notifications for all transaction updates.
Bank Transfer
Generate unique virtual account numbers for direct bank transfers. Automatic payment detection with instant confirmation within 30 seconds of transaction.
USSD Payments
Enable customers to pay using USSD codes directly from their mobile phones. Works on all networks without requiring internet connection.
Invoice generation with custom expiry dates and references
Advanced invoicing with partial payments
Generate unique invoice IDs (INV-YYYY-XXXXXX format) with customizable amounts, descriptions, and expiry dates. Support for partial payments with configurable minimum thresholds.
Automated settlement distribution
Every transaction is automatically split between relevant parties (government revenue, service provider, and merchant) based on configurable percentages. Real-time settlement tracking with retry mechanisms for failed transfers.
Complete REST API for seamless integration
RESTful API Endpoints
Full CRUD operations for invoices, payment initiation, transaction verification, and refund processing. Secure Bearer token authentication with rate limiting and comprehensive error handling.
Webhook Notifications
Real-time webhook callbacks for transaction status updates from payment gateways. Automatic payment verification and invoice reconciliation with instant settlement notifications.
Developer Resources
Comprehensive API documentation with detailed guides, request/response examples, error codes, authentication methods, and sandbox environment for testing integrations.
Built for enterprise reliability
SSL encrypted transactions
Automated split settlement
Payment verification
Integration in three steps
Authenticate with API
Generate secure access token using your merchant credentials. All API requests are protected with industry-standard authentication.
Create Invoice
Generate invoices programmatically with customizable amounts, descriptions, and expiry dates. Receive unique invoice ID and secure payment URL.
Process & Verify Payment
Customer completes payment via secure hosted page. Receive instant webhook notification and verify transaction status through our verification endpoint.